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31 January 2023

North Island floods and cyclone: What you need to know about accessing support

If you’re a Squirrel mortgage customer, a Squirrel investor who needs to access funds, or you’ve previously arranged insurance via our team, here’s what you need to know about accessing support.

23 November 2022

Triple hike brings OCR to its highest in over a decade

This one's going to hit homeowners hard. Here's what to expect from mortgage rates, and what to do if your mortgage is coming up for renewal.

06 October 2022

A Squirrel case study: Charlie & Kyle

In this case study, we sat down with Auckland first home buyer, Charlie, to chat about her (and partner Kyle's) journey to home ownership with us.

20 December 2021

What happens to your mortgage in a divorce?

If you're going through a divorce, you probably have a whole lot of questions about navigating changes to your mortgage, and where to next. We’ve got you covered.

28 October 2021

Is it better to fix or float your home loan?

In this article we’re looking at how to pick the right fixed home loan rate term in a rising interest rate environment.

10 August 2021

Seven ways to save money on your mortgage

In a perfect world, your bank would let you know every time there was an opportunity for you to save money. But the world isn’t perfect so it’s up to you to stay on top of your home loan. It could save you thousands of dollars. How? Here are seven things to consider.

27 May 2021

Housing market still supported by low interest rates this year

Two weeks ago, I wrote on the theme that young buyers will probably hold back from the residential real estate market until they see older investors returning – then they too will return. Evidence for this has already been shown from my surveys.

17 February 2021

What’s happening to Mortgage Rates?

It’s just a little bit odd at the moment trying to make sense of mortgage rates. The mortgage rate signals that borrowers are receiving are somewhat confusing.

25 January 2021

How to manage 60% - 70% LVR restrictions for property investors

In March the Reserve Bank will reimplement LVR (loan-to-value ratio) restrictions on property investors. This will mean lending for investment properties will be required to have a 70% or possibly 60% loan-to-value ratio.

15 October 2020

Why property investors should consider refinancing

There are numerous reasons to regularly review your mortgages and make sure you still have the right overall solution for your lending. Part of that includes not putting all your eggs in one basket, and splitting your lending across different banks to avoid sticky situations.

14 September 2020

Professional property investing when a home loan is no longer a home loan

As a general rule of thumb, any property investor who has at least six rental properties is viewed as a "professional" property investor through the eyes of the bank. And the way these investors are treated by the banks is markedly different to someone whose main income is not from property.

11 May 2020

What I’d do if I was a first home buyer in 2020

There’s a lot of mixed messages out there about property at the moment. Some is from complete pessimists who think the world is coming to an end. Some is from the industry who are far too bullish and whose income is in some way tied to property. We’re arguably in the latter camp (given we’re mortgage advisers) – but we try to call it as we see it.